Geographies of the financial crisis is an article which examines the credit crisis that not only affects the underprivileged minority population in the housing market, but also causes a trickling effect that falls into numerous other agencies. Aalbers stated that it all started in 2007 where foreclosure rates increased and housing value decreased; causing new innovations to trick the lower-class into making financial decisions that were made to see them fall into even greater debt. An example of this type of manipulative scandal is known as a subprime loan, which refers to loans made to borrowers with weak credit histories or who have high debt. Loan suppliers purposely target their consumers based on their weak financial burdens by attaching higher interest rates as well as high up-front fees in order to squeeze out any possible dollar from the borrower. These subprime loaners allowed borrowers to have access to credit that they otherwise would not be able to receive from anywhere else, luring the lower-middle class population into their scheme. This is a prime example of how banks and loaners take advantage in a spatial aspect of a financial crisis by involving those who are vulnerable and in dire need of any type of financial help, unaware of the dramatic costs that may lead to foreclosure of their homes later down the road. In accordance with the Greek bailout, Greece is apparently preparing to prompt payouts on credit-default swaps, which are financial instruments that protect against losses on debt. There is no easy way out of any financial situation because banks will remain mostly responsible for making sure each party can meet their obligation to pay up. The financial crisis heightens when talks of politics in the euro zone countries postpone a crucial meeting in reference to resolving the European debt crisis. The main concern for this meeting was the discussion of how to build a stronger financial firewall to prevent debt problems in one country from spreading to others. Having so much financial stress being placed upon each developing government not only affects each specific lender and borrower, but spreads out and affects people and businesses internationally because of the loopholes and connecting business deals banks have with their partners. The whole world is somehow interconnected in this financial crisis together and it is up to everyone to somehow come to a consensus on how to properly figure out a way to create a more productive economical structure. With that said, how can this proposed structure benefit everyone from the big shareholders down to the lower-class borrower? Is it even possible to create new financial instruments that won’t take advantage of the more vulnerable party involved so that there can be some social order in place globally?